What Does Your Policy Cover? Common Claims in Fulton County
Many homeowners in Fulton County, Georgia, aren’t fully aware of what their insurance policy covers—until damage happens. From windstorms to water leaks, knowing your coverage can mean the difference between a quick recovery and a denied claim.
A public adjuster can help you understand your policy, protect your rights as a policyholder, and handle the entire claims process.
🔍 What Do Most Policies Cover?
While every policy varies, most homeowners insurance in Fulton typically includes:
✅ Wind and hail damage
✅ Water damage from sudden leaks or burst pipes
✅ Fire and smoke damage
✅ Damage from fallen trees
✅ Vandalism or theft
✅ Mold (if caused by a covered peril)
🚫 What’s Usually Not Covered?
Wear and tear or aging
Floods (requires a separate flood policy)
Lack of maintenance
Pest damage (termites, rodents)
🏚️ Common Claims in Fulton County:
Roof damage after storms
Flooding from broken pipes
Trees falling during high winds
Hidden mold after leaks
👷 How Can a Public Adjuster Help You?
Review your policy in clear, simple terms
Perform a thorough damage inspection
Prepare a professional estimate
Negotiate directly with your insurance company
Increase your chances of receiving a fair payout