Storms in Orange County can leave behind more than just fallen branches—they can lead to costly damage that isn’t always visible right away. Whether it’s roof leaks, water intrusion, or wind damage, taking the right steps early can make a huge difference in your insurance claim.
Here are the top tips for homeowners after a storm, and how a public adjuster can guide you through the process.
✅ 1. Prioritize Safety First
- Stay away from downed power lines or unstable structures.
- If there’s water damage, turn off electricity in affected areas.
📸 2. Document Everything
- Take clear photos and videos of all visible damage: roof, ceiling, flooring, exterior, and interior.
- Save receipts for any temporary repairs or emergency services.
⏱️ 3. Don’t Delay the Claim
- Insurance companies may deny or limit claims that aren’t filed promptly.
- Contact a public adjuster early—they’ll help you open the claim and handle the process correctly from the start.
🧾 4. Review Your Policy
- Understand what’s covered and what’s not (e.g., wind, rain, flood, mold).
- A public adjuster can explain your policy in plain language and advocate for your rights.
💼 5. Don’t Accept a Low Settlement
- Insurance adjusters may offer less than you deserve.
- A licensed public adjuster works for you, not the insurance company—and can help negotiate a fair payout.