Worried About Property Damage?
When Your Home Suffers, Don’t Let Your Insurance Fall Short.
Facing damage to your home or business is stressful enough—fighting with your insurance shouldn’t add to the burden. At Captain Claims, we make sure you get the compensation you deserve. Whether it’s water damage, fire, hurricane, or mold, our expert public adjusters in Florida handle your claim from start to finish, maximizing your payout while you focus on recovery.
Maximizing Your Insurance Claim
“Stress-Free and Fast!” - I got the payout i deserved with Captain Claims
Only 4 Simple Steps to Maximize Your Claim
Contact Us
01
Reach out for a FREE inspection—no strings attached.
We Asses
02
Our experts evaluate the damage and policy coverage.
We fight
03
We handle all negotiations to get the best settlement.
You Get Paid
04
Sit back while we secure your maximum payout.
About Us
Your Trusted Public Adjusters in Florida
Personalized Attention, Maximum Results
At Captain Claims, we’re a small, dedicated team that treats every claim like it’s our own. We know firsthand how frustrating it is when insurance companies try to minimize or deny coverage. That’s why we fight relentlessly to ensure our clients get the compensation they deserve. With us, you’re not just another claim—you’re part of the Captain Claims family.
Our Services
Comprehensive Claims Services Tailored for You
Hurricane Damage Claims
We handle complex hurricane claims to ensure you recover quickly and fully after the storm.
Water Damage & Flood Claims
From burst pipes to floods, we help you navigate water damage claims for maximum coverage.
Fire & Smoke Damage Claims
Let us manage your fire and smoke claims to restore your property and peace of mind.
Mold Damage Claims
We tackle mold claims, ensuring health risks and property damage are properly compensated.
Roof Damage Claims
Storm or wear-and-tear, we get your roof damage claims approved and paid fast.
Vandalism & Theft Claims
Protect your property from unexpected losses with our expert handling of theft and vandalism claims.
Business Interruption Claims
Lost revenue? We help businesses recover from interruptions and keep operations running smoothly.
Denied or Underpaid Claims Re-evaluation
If your claim was denied or underpaid, we fight to reopen and maximize your settlement.
Why Choose Us
Why Captain Claims is Different
We Treat Your Claim Like It’s Ours
Tired of feeling like just another number? With us, you’re family. We fight for your claim as if it were our own home on the line.
No More Runaround, Just Results
Sick of unanswered calls and empty promises? We believe in clear, honest communication—keeping you informed every step of the way.
We Win When You Win
We don’t get paid unless you do. Our success is tied to yours, so we’re 100% committed to getting you the maximum payout.
Pricing Plans
Lumintu's Insurance Plans
Basic Plan
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Coverage Included:
- Life insurance
- Health insurance
- Auto insurance
- Home insurance
Key Features:
- Ideal for families and homeowners
- Maximum coverage and benefits
Standart Plan
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Coverage Included:
- Life insurance
- Health insurance
- Auto insurance
- Home insurance
Key Features:
- Ideal for families and homeowners
- Maximum coverage and benefits
Premium Plan
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Coverage Included:
- Life insurance
- Health insurance
- Auto insurance
- Home insurance
Key Features:
- Ideal for families and homeowners
- Maximum coverage and benefits
How it Works
How Our Claims Process Works
01
Free Consultation & Damage Inspection
Initial Contact
Get in touch with us for a FREE consultation. We’ll listen to your concerns and schedule an on-site inspection at your convenience.
Damage Assessment
Our expert adjusters thoroughly inspect your property to identify all visible and hidden damages, ensuring nothing is overlooked.
Claim Strategy
We’ll explain your policy coverage and design a personalized strategy to maximize your claim.
Claim Preparation & Submission
02
Documentation & Evidence
We gather all necessary photos, reports, and paperwork to build a strong, detailed claim on your behalf.
Filing the Claim
Our team handles the entire filing process, submitting everything to your insurance company accurately and on time.
03
Negotiation & Settlement
Insurance Negotiation
We communicate and negotiate directly with the insurance adjusters, challenging low offers and unfair denials.
Settlement Agreement
Once we secure the best possible payout, we review the settlement with you to ensure you’re fully satisfied before finalizing.
Payment & Restoration
04
You Get Paid
After your claim is settled, you receive your payout. We make sure every dollar you're entitled to is in your hands.
Filing the Claim
Our team handles the entire filing process, submitting everything to your insurance company accurately and on time.
Testimonials
What Our Clients Are Saying
– Maria G., Miami, FL
“These guys are lifesavers. I had a fire in my kitchen, and the insurance company tried to lowball me. Captain Claims stepped in, took over, and got me a fair settlement. Highly recommend!”
Luis R., Orlando, FL
“I had water damage in my home, and my insurance was giving me the runaround. Captain Claims fought for me and got the payout I needed to fix everything. Super grateful!”
John D., Tampa, FL
“Captain Claims made the whole process stress-free. After the hurricane damaged our roof, I didn’t know where to start. They handled everything, and we got more from the insurance than we expected!”
Ready to Get the Compensation You Deserve?
Don’t Wait—Let Captain Claims Fight for You Today!